Депозитный калькулятор
Online Deposit Calculator
Earned Interest:
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Total Balance at Maturity:
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What is a Deposit Calculator and How Does It Work?
A deposit calculator helps you compute the future value and earned interest on fixed-term bank deposits.
Formulas:
1. Simple Interest:
S = A * (1 + (r / 100) * (n / 12))
2. Compound Interest (Monthly):
S = A * (1 + (r / 100) / 12)^n
Where:
— S: Final balance;
— A: Initial deposit;
— r: Annual rate;
— n: Term in months.
Formulas:
1. Simple Interest:
S = A * (1 + (r / 100) * (n / 12))
2. Compound Interest (Monthly):
S = A * (1 + (r / 100) / 12)^n
Where:
— S: Final balance;
— A: Initial deposit;
— r: Annual rate;
— n: Term in months.
What is interest compounding?
Compounding adds earned interest back to the principal, so subsequent interest is calculated on a larger balance.
Simple vs Compound interest?
Simple interest is paid only on the principal amount, while compound interest re-invests earned interest periodically.
