Лизинговый калькулятор онлайн
Online Lease Calculator
Down Payment Amount:
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Financed Amount:
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Monthly Payment:
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Total Lease Cost:
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Total Interest Charges:
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What is a Lease Calculator and How Does It Work?
A lease calculator allows you to evaluate leasing terms for vehicles, machinery, and commercial equipment.
Calculation Steps:
1. Down Payment: Initial payment calculated from asset cost.
2. Financed Principal: Asset cost minus initial down payment.
3. Monthly Installment: Calculated using annuity schedules adjusted for the residual buyout value.
Formula:
P = (A - R / (1 + r)^n) * (r * (1 + r)^n) / ((1 + r)^n - 1)
Where:
— A: Financed principal;
— R: Residual value;
— r: Monthly rate;
— n: Term in months.
Calculation Steps:
1. Down Payment: Initial payment calculated from asset cost.
2. Financed Principal: Asset cost minus initial down payment.
3. Monthly Installment: Calculated using annuity schedules adjusted for the residual buyout value.
Formula:
P = (A - R / (1 + r)^n) * (r * (1 + r)^n) / ((1 + r)^n - 1)
Where:
— A: Financed principal;
— R: Residual value;
— r: Monthly rate;
— n: Term in months.
What is leasing vs a loan?
Leasing is a rental agreement with an option to purchase, where legal ownership stays with the lessor until the term ends.
What is residual value?
The remaining value of the leased asset at the end of the lease term, paid to gain full ownership.
